Opening an Account

Available Investments

About Stake

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Funding your Account

Making Withdrawals

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Account Management

Portfolio Transfers

Get Free Stock

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Placing Orders

Trade Settlements


Trading in the US Markets

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US Tax Forms

Tax Reporting

Activity & Confirmations

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Portfolio Transfers to Stake

What are Stake’s funding fees?

We keep our fees simple and transparent – you’ll always know exactly what you’re paying. This includes brokerage fees, applicable FX transfer fees, optional fees (e.g. Instant Funding). You can also find a copy of your charges through any trade/deposit confirmation email or via the Stake platform.

See below for a breakdown of our deposit charges applicable in New Zealand.

Debit Card / Apple Pay / Google Pay
Credit Card / Apple Pay / Google Pay
Bank transfer or POLi
Instant Funding
0.5% (NZ$2 min)
1% (US$2 min)
W-8BEN Form (One-time charge on first deposit)

See our pricing PDF for more information. 


When you fund your account, you can choose the speed with which you want the funds to arrive:



Cut-off (NZST/NZDT)


Receive your funds by the next market session (9am EST/EDST)



Receive your funds in the second trading session (1pm EST/EDST)


Regulatory fees

When trading on the U.S. market, there are regulatory fees when it comes to selling shares. These are charged independently to Stake's fees and are automatically applied.

These sell side fees are:

  • SEC Fee (sell side only), of $0.2290 per US$10,000 of 
sale proceeds, rounded to the nearest cent. 
  • FINRA's TAF Fee (sell side only): $0.000130 per share with a per-transaction cap of $6.49, rounded to the nearest cent.

You will see these recorded on trade confirmations and statements.

ADR fees

If you invest in an American Depository Receipt (ADRs), they may be subject to periodic fees. These fees are intended to compensate the agent bank providing custodial services on behalf of the ADR, and are usually in the range $0.01 - $0.03 per share.

In ADRs which pay dividends, the fee will be deducted from the dividend. For an ADR that does not pay a dividend, fees will be reflected on your monthly statement. 

You can review ADR prospectuses by searching through SEC's company search.

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